Niche Mortgage Solutions

Niche Mortgage Solutionsto buy or refinance your next investment property

Fast, transparent financing for fix & flip, ground-up, bridge, and rental investments — Multiple types of DSCR Loans.

Key reasons to work with us

  • Free appraisal or refundable appraisal after closing your loan with us.
  • Fast closing when you need it.
  • Multiple loan options to help you qualify.
  • Can do business in most states.

Get pre-approved in minutes

No credit pull. No obligation. Fast, transparent terms.

Secure & confidential 1-hour response No credit pull

Why Loan Mortgage Wizard?

Experience you can build on

With over 25 years of experience and thousands of loans closed, we can offer a personalized no nonsense experience and present to you with the best option suitable for your Real Estate project from our extensive Loan program niches.

From fix & flip and ground-up construction to bridge and DSCR/rental financing, our extensive product mix is paired with competitive rates and fast closings to keep your projects on track.

Alternative Loan Programs

Multiple DSCR options and niche programs designed to help you qualify when conventional lenders can't.

Flexible Terms

Loan structures tailored to fit your investment strategy, project scope, and timeline.

Explore our programs

Loan programs built for investors

Fix & Flip

Short-term financing for purchasing and renovating investment properties.

  • Rates start at 7.75%
  • Close in 7-15 days
  • Up to 100.00% financing for purchase and construction
  • No limit on the number of units

Ground-up

Build your next investment property from the ground up.

  • Rates start at 9.00%
  • Close in 7-15 days
  • No limit on the number of units

Bridge Loans

Bridge financing to purchase, refinance, or reposition properties.

  • Rates start at 7.75%
  • Close in 7-15 days
  • No limit on the number of units

Rental / DSCR

Build a portfolio of rental properties to maximize passive income.

  • Rates start at 6.00%
  • DSCR from 0.75x
  • No limit on the number of units

Multiple DSCR Loans

Finance several DSCR properties in a single streamlined transaction.

  • Bundle 2-10+ properties
  • Single closing
  • Blanket or individual notes

Portfolio Loans

Consolidate or scale your rental portfolio with flexible blanket loans.

  • Up to 80.00% LTV
  • 30-year terms available
  • Cash-out refinance available
Multiple DSCR & Portfolio Loans

Ready to fund your next deal?

Scaling your portfolio or refinancing several properties at once? Request a custom quote on a Multiple DSCR or Portfolio loan and close on your timeline.

Disclaimers

Loan Mortgage Wizard originates loans solely for business purposes (and not for personal or consumer use). Loan Mortgage Wizard does not originate on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of Loan Mortgage Wizard and all terms are subject to Lender's credit, legal, and investment approval process.